There are many credit card issuers that offer what is called an intro 0% APR period. As an incentive for you to transfer your existing balance to the new card, the credit card issuer will offer you an intro 0% APR period for as much as 21 months! You will be paying ZERO percent in...
A balance transfer credit card allows you to move existing debt onto it when you open your account. Ideally, you’ll move your debt to the balance transfer credit card while taking advantage of a zero-interest period to pay down your balance. What Is a Balance Transfer? The act of moving...
Cardholders get a long interest-free period for balance transfers and owe no annual fee. Another card to consider: You could look at a card with a balance transfer offer and a cash back rate of at least 2%, such as the Wells Fargo Active Cash® Card. Wells Fargo Reflect® Card ...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
If you're in the hunt for a new credit card, go for one with no interest, zero balance transfer fees, AND a cashback incentive. We'll show you the best!
A 0% intro APR balance transfer credit card could mean no interest on balance transfers during the introductory period. Transferring a balance from a high-interest credit card to a 0% intro APR card could help you save money and pay off debt faster. A balance transfer is when you move an...
Consider how much time you need: Choose a card with an intro APR offer period that matches how much time you need to pay off your balance. The best balance transfer cards offer a 0 percent intro APR on transfers for 18 to 21 months, but a shorter time frame can still be a good choi...
with an introductory period with zero interest on the transferred balance. Introductory APR offers usually last between six and 18 months, but some can last as long as two years. Some cards come with extra perks like waived balance transfer fees, typically 3% to 5% of the transferred balance....
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balance transfer cards come with ...
“Winners take the offer and repay the balance in full before the introductory period expires, or they take advantage of another 0% APR offer and transfer the balance to another bank. Losers pay the transfer fee and then resume paying interest on the balance after the introductory period ...