options are to pass on the offer and look for one with clearer terms; take the 0% balance transfer offer, but don't use the card for any purchases until the balance transfer is paid off; or choose a credit card that offers a 0% introductory APR for the same number of months on both...
4.4/5Best for Extra-long balance transfer offer 0% intro APR on purchases for 12 months and 0% intro APR on balance transfers for 21 months 17.49%-28.24% Variable APR N/A Apply Now on Citibank's application on Citibank's application Rates & Fees Discover it® Chrome 4.5/5Best for...
But if you move your debt to abalance transfer cardthat offers no interest for up to 20 months, you can save a large chunk of money and pay off your credit card faster. With an intro 0% APR balance transfer card, any payments you make will go toward your principal balance. Here’s ...
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For example, the Citi Simplicity® Card offers 0% intro APR for the first 21 months on balance transfers from date of first transfer and 0% intro APR for 12 months on purchases from date of account opening (after, 18.49% - 29.24% variable APR, based on your creditworthiness; see rates...
On Balance-Transfer Offers, Watch out for the DeadlineMarte, Jonnelle
What is a balance transfer? A balance transfer is the process of moving a balance from one credit card to another, or from a personal loan to a credit card. You may also decide to transfer more than one balance to a different card to take advantage of an introductory offer and streamline...
Why we picked it The Citi Simplicity doesn’t charge late fees and offers a lengthy 0% intro APR for 21 months on balance transfers from the date of the first transfer and 0% Intro APR for 12 months on purchases from the date of account opening. After that...
Discover U.S. News' picks for the best balance transfer cards. Find the best 0% APR and low interest card offers to save money and pay off your debt.
money if you're able to pay off debt within six to 15 months (depending on the offer). You cancomplete a balance transferby opening one of these cards and transferring debt with no fees or interest, until the intro period ends. (Clickherefor more onhow to complete a balance transfer.)...