Is leftover holiday credit card debt derailing your money goals for the new year? A balance transfer credit card may be the solution.
A balance transfer credit card could offer you a chance to pay less interest while paying off – or at least reducing – your balance. If you move your account balances to the card and pay it off during the promotional period, you can consolidate credit card debt and manage your monthly ...
Before you take advantage of a balance transfer offer, there are some things you should keep in mind: Transfers can't be made between cards from the same bank.For example, if you have a Chase card, you can't transfer debt to another Chase card. ...
Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months 18.49...
The best balance transfer card for you may offer a low balance transfer fee, no annual fee, and purchase rewards. If you're looking for methods of reducing credit card debt, a balance transfer credit card could help you consolidate multiple payments and pay your debt off sooner. It’s a ...
After that, your fee will be 5% of each transfer (minimum $5). Foreign transaction fee 3% Credit needed Excellent/Good Terms apply. BankAmericard® credit card Rewards This card doesn't offer cash back, miles or points. Welcome bonus No current offer Annual fee $0 Intro APR 0% ...
How do I transfer a balance from one card to another?Once you choose a new card that has a balance transfer offer with a lower interest rate, the next step is to apply with the credit card company to see if you get approved. You can request a balance transfer when your application is...
How do credit card balance transfers work? After getting approval for a card with a 0% interest balance-transfer offer, determine whether the 0% rate is automatic or depends on a credit check. The next step is deciding which balances to transfer; cards with high interest rates should come ...
Visa* Card Save up to hundreds of dollars a year on interest.1 Apply nowfor the Scotiabank Value Visa credit card Special Offer 0% introductory interest rate on balance transfers for the first 10 months (1% fee per cash advance, 13.99% after that; annual fee $29).2 Plus no annual ...
Transfer a balance What do I need before I make a balance transfer? Make sure you have the card details you want to transfer to hand, as you’ll need to tell us the long number from the front. Check the cards you want to transfer have the Mastercard®, American Express® or Visa...