Why this is one of the best balance transfer credit cards: This card includes an introductory annual percentage rate of 0% for 12 months on purchases and 21 months on balance transfers from the date of first transfer. Balance transfers must be completed within four months of account opening. ...
Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
Balance transfer basics A balance transfer is when you move your existing credit card balance(s) to another credit card with a different provider. This can help you keep all of your borrowing in one place. You could receive an introductory or promotional rate for a set period of time. ...
Best balance transfer credit cards of January 2025 Best overall balance transfer card: Best for no fees: Best for fair credit: Best for post-balance transfer APR: Best for cash back: Best for interest rate reduction: Best for travel and consumer protections: ...
The best balance transfer credit cards often require at least good credit to qualify, meaning a FICO score of 670 and above. If good balance transfer cards aren’t available to you, there are still ways to make debt payoff more manageable. Read our tips. Do all credit cards charge a ba...
Nevertheless, you will need to make some considerations regarding the initial balance transfer fee, which stands at 3%. As such, a $5,000 balance transfer from your existing cards will yield a one-time fee of $150. On the other hand, the Capital One Quicksilver Cash Rewards Credit Card do...
OCBC Bank 65 Chulia Street OCBC Centre Singapore 049513 Credit Card Balance Transfer Terms and Conditions Personal Banking These terms & conditions and any other rules, procedures or instructions which we may from to time issue (the "Terms & Conditions") shall apply to the OCBC Balance Transfer ...
Will a consolidation credit card pay the cards with the smallest balances and lowest APRs first or do they have to make at least the minimum payment to each of the cards I transfer to it? Byanon24858— On Jan 19, 2009 Is it possible to transfer the balance of an account that has alre...
How do I make a balance transfer? Once you’re approved for the new credit card with the intro 0% APR period, all you have to do is call the bank. Sometimes, there is a balance transfer option available online as well. Tell the representative that you would like to make a balance tr...
For instance, if you see you've accumulated a substantial amount of credit card debt, you could consider applying for a balance transfer credit card like the Wells Fargo Reflect® Card, which has a 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers...