Balance transfers are a money-management strategy that can lead to big savings. Learn about the benefits and negatives of a balance transfer with our guide.
On this page About this credit card Check your eligibility Representative Example Compare Balance Transfer cards Managing your credit card FAQs Apply now Good for - having no fee to transfer your balances 0% interest for up to the first 12 months on balance transfers Balances ...
Balance transfer intro APR 0% intro APR on balance transfers for 18 months Purchase intro APR 0% intro APR on purchases for 6 months Regular APR 18.24%-27.24% Variable APR Annual fee $0 Rewards rate 1%-5%Cashback Intro offer Cashback Match™ Recommended credit score 690-850(Good - Excellent...
Read up on the latest advice and guides from the Bankrate team all about balance transfers. We'll help you find the best card, execute a successful balance transfer, and get educated on everything you need to know.
Balance transfer fee 3% of the amount of each transaction Foreign transaction fee 3% Credit needed Excellent/Good Terms apply. No annual fee One of the longest intro periods 3% foreign transaction fee No rewards program View More Intro 0% APR for 18 months Citi Double Cash® Card Rewards Ear...
An increasing number of debt-laden consumers are turning to their credit card company or lender to explore possible solutions to shed the debt, and in doing so are discovering a potential goldmine: free balance transfer credit cards.Odysseas Papadimitriou...
Most balance transfer credit cards will typically require good credit or excellent credit scores to apply. At the end of the day, the outcome of your balance transfer credit card depends largely on how you use it and how prepared you are for the debt repayment process. Now that you can suc...
Build good credit. Credit card companies typically require applicants for balance transfer cards to have good credit–exact credit requirements will depend on the card issuer. If your credit score isn’t as high as you’d like it to be, work on paying down your balances across credit card ...
How do credit card balance transfers work? How long does a balance transfer take? Are there balance transfer fees? Is a credit card balance transfer right for you? How much money should I transfer? Will I save money with a credit card balance transfer? Can I avoid interest on purchases if...
Balance transfers are a useful tool for paying off credit card debt, as they allow you to move high-interest debt to a card with a 0 percent introductory APR. It is important to carefully consider factors like the length of the introductory period, the balance transfer fee and your ability...