balance transfer fee是进行余额转账时可能需要支付的手续费。 ‘balance transfer fee’的定义 ‘Balance transfer fee’,即余额转账费,是指在进行金融交易时,将一笔资金从一个账户转移到另一个账户所需支付的手续费。这种费用通常出现在信用卡、银行账户、或是其他金融产品之间转移余...
balance transfer fee 转移费 Edith says she's borrowed about $13,000 from Citibank this way, and has neverpaid interest (though she does pay a balance-transfer fee of 3 percent).伊迪丝说她利用这种方法已从花旗银行借贷了13000美元，并且从来没有付过利息（尽管她要付百分之三的手续费）...
Tip:If you can’t find a no fee balance transfer, why not simply ask your credit card issuer towaive the balance transfer fee.
balance transfer fee prior to applying for a new balance transfer card, remember that these fees aren’t necessarily a bad deal. Many cardholders who perform balance transfers save enough money on interest payments to more than offset the fee, so they might be worth paying depending on your ...
Allows you to pay off debt at a lower interest rate: The biggest allure of a balance transfer is the opportunity to pay off a substantialdebtmore quickly at a low or even zero interest rate. This is true as long as the transfer fee and any other charges, such as an annual fee, don...
Is a balance transfer fee worth it? If you have a significant amount of credit card debt, the 3% balance transfer fee (or sometimes even a 5% fee) is absolutely worth paying when transferring your balance to a card that has a 0% intro APR offer, but onlyif you still need time to pa...
Balance transfer fee 5%, min: $5 Credit needed Excellent/Good See rates and fees, terms apply. No rewards No welcome bonus 3% fee charged on foreign transactions Citi® Diamond Preferred® Card Rewards None Welcome bonus None Annual fee ...
Balance transfer example 1 Say you have a $5,000 balance that you plan to transfer to theDiscover it® Cash Back Card. To do so, you’ll pay a 3% balance transfer fee. To find the fee, you multiply $5,000 by 0.03 to get $150 and add it to the original amount. So once the...
Who will a balance transfer be helpful for?What you need to know before making a balance transferPenalty APRGrace periodMinimum paymentYou can’t transfer a balance from the same bankBalance transfer feeHow do I make a balance transfer?Do all transfers within the same few days Are you in ...
Step 2: Reviewing Balance Transfer Terms Before proceeding with the balance transfer, carefully review the terms and conditions associated with the selected Capital One credit card. Pay close attention to the balance transfer fee, promotional interest rate duration, and any annual fees to ensure a ...