Balance transfer credit cards offer low introductory APRs that can help you pay your balance down faster.
Compare balance transfer credit cards with a low introductory APR at Citi.com. Discover balance transfer credit card offers today!
Pros and cons of balance transfer credit cards at a glance Pros Charge balance transfer fees Can give you more budget flexibility Impose time limits on 0% APR offers Allow for debt consolidation May offer too-low credit card limits Can facilitate faster debt payoff May not allow all kinds of...
A balance transfer can help save you money by moving your debt to a card with a lower APR. See our picks for best balance transfer credit cards.
balances to it. Some credit cards are promoted for this purpose and may offer low or even 0% interest rates on balance transfers for a certain period, such as 12 or 18 months. However, these credit cards often chargetransfer balance fees, such as 3% to 5% of the amount you transfer. ...
Likewise, balance transfer credit cards can help you consolidate your debt from multiple credit cards, so you only have to worry about one interest rate and credit card bill. Balance transfers can be helpful tools for anyone able to pay off their transferred balance within the low-interest ...
Generally, no. The best balance transfer cards require at least good credit. But other debt payoff tools can also be effective and don’t always have a credit score requirement.
Balance Transfer Card Offers (2) Simplify and save on interest Blue Cash Everyday®Card No Annual Fee¤ Featured Benefits Show More Benefits 3% cash back at U.S. supermarkets on up to $6K in purchases (then 1%)‡ 3% cash back on U.S. online ...
The best balance transfer credit cards can help you save money while you pay off high-interest credit card debt.
A history of past due payments, a low credit score, or a bankruptcy filing by the cardholder may also result in the decline of the transfer. Transferring a balance if there's no 0% or low-rate interest rate offer can work, but it's important to do the math first. Say you have a ...