Again, getting your credit rating into good shape will help your chances of getting the best deals. Can I get a balance transfer credit card with bad credit? Your options for balance transfer credit cards will be limited if you have bad credit. Most credit cards transfer deals will only ...
Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
Below, CNBC Select rounds up some of the best balance transfer credit cards. When compiling this list, we analyzed over 100 popular balance transfer cards using an average American's annual spending budget and credit card debt and dug into each card's perks and drawbacks. We factored in each...
We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Consider whether your new credit card has a high enough limit to help you pay off your other accounts. A balance transfer might work best if you have a relatively small amount of combined debt. What’s the balance transfer fee? Although some cards will waive all transfer fees, it’s typic...
Compare the best balance transfer cards Credit Card Credit score Best For Annual Fee Welcome Bonus Citi® Diamond Preferred® Card * Good, Excellent (700 – 749) Best for longer transfer window $0 N/A Wells Fargo Reflect® Card * Good, Excellent (700 – 749) Best balance...
Below are a few examples of popular balance transfer cards; for other options, check out NerdWallet's picks for best balance transfer and 0% APR cards. Once you have your balance transfer card ready to go, here's what to do. 1. Request a balance transfer Typically, the first step of ...
The best balance transfer credit cards often have generous 0% APR introductory periods that stretch for longer than 12 months. Many have attractive regular balance transfer APRs that remain significantly below other cards’ balance transfer rates (and, often, below their own purchase APRs). ...
Who is a Balance Transfer Card Suitable for? In a nutshell, balance transfer cards are suitable for anyone that currently has debt on one or more credit card that is currently yielding interest. As we noted earlier, the overarching purpose is to either reduce the amount of interest that you...
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balance transfer cards come with no...