Generally, no. The best balance transfer cards require at least good credit. But other debt payoff tools can also be effective and don’t always have a credit score requirement.
Do balance transfers impact your credit score? How to do a balance transfer with bad credit How many balance transfers can you do? Should you close your old account? There is no right answer to whether you should close a credit card account you’re not currently using. There are pr...
Most balance transfer credit cards with intro APR offers require qualifying transactions to be completed within 60 days of account opening. However, the Citi Diamond Preferred lets you complete balance transfers within a full four months of account opening. Card details Annual fee: $0. Rewards: ...
Balance transfer credit cards are typically for consumers with good to excellent credit scores. If you're approved for a balance transfer offer, be sure to take advantage of it quickly as they are limited-time offers. Find the best credit card for you by reviewing offers in ourcredit card ...
Learnhow making a balance transfer can affect your credit scoreand what you can do to make sure any negative impact is only temporary. Send & Split® With Send & Split®, you can send money and split purchases with any other Venmo or PayPal ...
But first, it’s worth quickly reviewing your situation to ensure you don’t apply for a card just to get met with a rejection. NerdWallet credit card expert Sally French goes over the basics of balance transfer credit cards. Generally speaking, you’ll need good to excellent credit to be...
6 Ways to Make the Most of a Balance Transfer Card Want to know how to transfer a card balance? Learn how you can consolidate your debts, save on interest charges, and regain control of your finances. How Does a Balance Transfer Affect Your Credit ...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
While many banks charge 3-5% for balance transfers, we don’t! Plus, Honor credit cards have no annual fees and no cash advance fees—helping you keep more of your money. Faster Payoff With no balance transfer or annual fees and low rates, Honor helps you pay off your balance faster. ...
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balan...