For example, you can’t transfer a balance from one Citi credit card to another Citi card. Take note of the transfer timeline: Most balance transfer cards give you two to six months to initiate your balance transfer. Consider this timeframe when choosing your card, and make sure you ...
But even if there's a balance transfer fee, it may still be worthwhile to complete a transfer. Cards with transfer fees typically offer the longest intro 0% APR periods. For example, the Citi Simplicity® Card offers 0% intro APR for the first 21 months on balance transfers from date ...
Also, balance transfer credit cards usually have time limitations. For example, theCiti® Diamond Preferred® Cardoffers 0% intro APR offer for 21 months on balance transfers from the date of the first transfer. After 21 months, the interest rate will increase to 17.49% - 28.24% variable;...
0% balance transfer term21 months Balance transfer fee3% Annual Fee$0 Regular APR18.74%–29.74% variable Our Take The U.S. Bank Visa® Platinum Card is one of the best cards for anyone who is seeking to take advantage of a 0% intro APR card to accommodate large purchases or who is ...
Summary of the Best Balance Transfer Cards Chase Slate Edge Chase Slate Edgeis a bit unique. It offers 0% intro APR on purchases and balance transfers for 18 months. In addition, you can lower your interest rate by 2% a year when you pay your bills on time and spend at least $1,000...
Compare Balance Transfer Credit Cards Capital One® Quicksilver® Cash Rewards Credit Card At the top of our list is that of the Capital One Quicksilver Cash Rewards Credit Card. First and foremost, the card comes with a super-juicy 0% balance transfer period of 15 months. Not only this...
Discover U.S. News' picks for the best balance transfer cards. Find the best 0% APR and low interest card offers to save money and pay off your debt.
Most notably, these cards charge a balance transfer fee. If you’d be able to pay off your debt in a couple of months even without a transfer, it might make more sense to leave it where it is and pay it off there. That’s because the transfer fee might end up costing more than ...
Best balance transfer credit cards of 2022 Intro 0% APR for up to 21 months Wells Fargo Reflect® Card Citi® Diamond Preferred® Card Citi Simplicity® Card BankAmericard® credit card Intro 0% APR for 18 months Citi Double Cash® Card Discover it® Balance Transfer Chase Slate ...
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balanc...