We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Balance transfer fee Either 5% of the amount of each transfer or $5 minimum, whichever is greater Credit score (700 – 749) Good, Excellent The U.S. Bank Visa® Platinum Card does not offer rewards on purchases. Why it’s the best Pros No annual fee. Introductory APR period for...
The best balance transfer credit cards charge no annual fee and offer at least 15 months of 0% APR for balance transfers. Using a balance transfer card wisely can save you hundreds, or even thousands, of dollars in interest and help you get out of debt faster. Why trust NerdWallet NerdWall...
We analyzed 101 popular balance transfer cards using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
but this does not influence our evaluations or ratings. our opinions are our own. the best balance transfer credit cards charge no annual fee and offer at least 15 months of 0% apr for balance transfers. using a balance transfer card wisely can save you hundreds, or even thousands, of dol...
But not credit card issuers charge a fee for balance transfers Look for a no-fee balance transfer that also offers 0% APR to snag the best deal It’s essentially prepaid interest in exchange for 0% intro APR. As mentioned, these fees can range from 3-5% of the amount transferred, and...
within the first 60 days of opening the account to benefit from the 0% interest offer, which is more than enough time to make your transfers. In terms of fees, the card does not come with any annual fees, which is great. However, you will need to pay a 3% balance transfer fee. ...
balances, and if you don't have enough breathing room, the credit card company may smack you with an over-the-limit fee once the balance transfer transaction fee is added to your account (of course, you first priority should be to find offers that don't charge a fee for transferring ...
Why it’s great in one sentence: TheCiti Double Cashcard is extremely simple, since you earn 2% cash back on every purchase — 1% when you buy, 1% when you pay your statement — all for no annual fee. This card is right for: People who want a balance t...
Not all credit card deals involve balance transfer fees. Generally, only consumers with excellentcredit scoresare approved for cards with no transfer fee. Wise consumers look carefully at the terms before deciding to take up an offer. The teaser rate and how long it lasts are essential, as is...