What is Credit Card Funds Transfer (Balance Transfer)? Why you need it How it works Manage your credit card debts Consolidate your other banks’ credit card balances with our Credit Card Funds Transfer at 0%
1The 0% interest rate will cease to apply after the repayment period (tenor) indicated in your Balance Transfer application, or upon full repayment of the loan amount, whichever is earlier. The interest rate will then return to the prevailing one (or another preferential rate, if applicable)....
How do you complete a balance transfer? The process isn’t complex, but it helps to know the steps ahead of time: Note your current balances and the interest rates for each. For a new credit card introductory offer, many applications include the option to request the balance transfer wit...
Interest on fees and charges is payable in line with our terms and conditions. Find out more and apply Longer Balance Transfer Card Representative example: Purchase rate: 24.9% p.a (variable) Representative APR: 24.9% (variable) Assumed credit limit: £1200 Annual fee: £0 Your ...
Balance transfers are generally either0% p.a. interestfor a set time period or alonger-term fixed low interest rate. You might be offered one or both types of transfer on your account. Balance transfer feesexpandable section You’ll usually be charged a fee for each individual balance transfe...
However, it’s important to understand the terms of a balance transfer credit card offer before you apply. That way, you can use your balance transfer card offers responsibly and minimize your interest. Still wondering exactly how a balance transfer works and if it’s right for you? Consider...
This card offers a lengthy break from interest, as well as some reasons to keep it around long term: Low introductory transfer fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater. Balance transfers must be made within 60 days of account opening. (This...
Discover U.S. News' picks for the best balance transfer cards. Find the best 0% APR and low interest card offers to save money and pay off your debt.
Many balance transfer cards offer an introductory APR.Check the interest rates on the cards or loans you’re considering paying off to get a better idea how a balance transfer credit card might help you. If you have an introductory APR, you’ll pay that introductory rate on your transferred...
Balance transfers are a useful tool for paying off credit card debt, as they allow you to move high-interest debt to a card with a 0 percent introductory APR. It is important to carefully consider factors like the length of the introductory period, the balance transfer fee and your ability...