A poor credit history does not mean you can't own your own home. Find bad credit mortgage deals with our partner Advantage FS to find the best one for you.
Ultimately, a bad credit rating can significantly impact your lifestyle, making it difficult to get a car loan, a mortgage or other forms of credit. If you find yourself in such a position, don’t despair. Making the right choices from now on can lead to financial freedom further down ...
Although the lease company has to approve and check your credit, the requirements are not as strict as with a new lease, and “sellers” typically offer a cash incentive with no down payment to make the deals very attractive for people who need a good way to drive a relatively new car a...
When you request a loan or credit card and the lender sees no activity in your past, they won’t be able to determine whether you’re going to be a good or bad borrower. This means that you won’t necessarily get the best deals on your loans and interest, but you won’t get the...
Still, even if it doesn’t bar you from getting one or several, bad credit will impact the offers you will get. Put simply, bad credit affects the terms of the loan. To be more precise, the down payment you’ll need to make will probably be higher than you might have planned for....
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Bad credit can stand between you and the credit deal you want. It can mean you get turned down by a lender — or that you get approved but have to pay a much higher interest rate than if your credit score were higher. There are ways to build up your bad score to get better deals...
Saving up for a down payment will help reduce your monthly payment. And, if you have a lower credit score, making a down payment on a car can increase your chances of being approved for an auto loan. A down payment can offset higher interest rates and lower your loan-to-value ratio, ...
Bad credit can also have a long-term impact on your financial life. If you have high-interest credit card debt, you're not able to put any money away for the future — at least not enough to balance out your APR fees. As long as your interest rates are high, you're putting less ...
Promising a "new kind of credit", NewDay's new cardless credit service, Bip, lets you borrow without a physical card, and avoid fees.