Don't open too many accounts at once.Every time you submit an application for credit, whether it's a credit card or loan, and regardless if you're approved or denied, an inquiry appears on your credit report. Inquiries temporarily reduce your credit score by roughly five points, though the...
From bad to worse Loan modification firms causing more problems for homeowners.(Business)Rebchook, John
"If you've got a choice between a $10,000personal loanfrom Wells Fargo or a loan from 'Joe's title loan,' reading the disclosures and agreements will make it very obvious that the mainstream lender will give you a better deal — that's just mathematics," he says. 2. You pay more ...