Your credit score is not the only thing to consider when applying for a car loan. The next most important thing lenders will look into isyour debt-to-income ratio. If you have a regular income from either a job or other sources, it will go a long way towards your approval. In fact,...
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1. Check your credit score 2. Save for a down payment 3. Prequalify with multiple lenders 4. Shop loan terms, not monthly payments 5. Consider a cosigner 6. Avoid financing add-ons 7. Be sure the terms are final Key takeaways
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Can I get car finance with bad credit? Yes, you can still get car finance with a bad credit score, but it helps to approach it wisely. If you apply for finance on a car that’s too expensive or uncommon, lenders may be less willing to approve the loan. The key is to choose a ...