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1. FHA loans The U.S. Federal Housing Administration (FHA) offers government-backed home loans with more lenient terms.FHA loans, Opens overlayFootnote1Opens overlaytypically require a fair credit score of 580 or higher. However, you don't have to make a large down payment. Instead, the mi...
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Credit combine, or the range of credit varieties you have in your name, makes up 10% of a FICO® Score. You need not take out a new loan merely to diversify