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Focus on applying only for loans or credit cards where you have a good chance of approval. Reduce Debt: Aim to pay down existing debts, especially high-interest loans or credit cards. Lowering your overall credit utilisation rate—how much credit you’re using versus your total limit—can ...
Apply Now What Is a Bad Credit Payday Loan? The chances are that you’ve heard of bad credit loans before. Or at least, you may have heard of payday loans. These are short-term loans that are specifically designed to give you a small amount of money until you reach your next payday....
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By getting pre-qualified with more than one lender, you can compare options and zero in on the most cost-effective loan. You might start your search with CNN Underscored Money’s best bad credit loans.Tip: If your bad credit is holding you back, look for lenders that consider alternative ...