5. Manage Debt responsibly Pay attention to your existing debt and loan obligations. Ensure repayments are made on time, and in the case of credit cards, make sure the amounts repaid are greater than the minimum monthly payment required....
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Rodney Durham, 60, of Binghamton, N.Y., had his car repossessed.CreditHeather Ainsworth for The New York Times The pain is far more immediate for borrowers like Mr. Durham, the unemployed car buyer from Binghamton, N.Y., who stopped making his loan payments in March, only five months af...
A line of credit reduces financial risk, can pay for unexpected emergencies, & doesn’t incur any interest when not being used. A car loan can help finance a reliable means of transportation that will shorten the amount of time spent on the road, and increase the overall commuting experience...
No, Credit Sesame is not a scam. Yes, it is actually free. In fact, it’s a free service that gives you access to your credit score and information about how you can improve it. You don’t have to hold a certain credit card or use a particular bank. It’s free for everyone. ...
Finally, if your current loan has a prepayment penalty, you’ll have to pay it when you refinance. That could mean having to shell out several hundred dollars just to close out the obligation. You’re Going to Impact Your Credit Report ...
A summary of the fiscal audit noted almost $500,000 in unallowable costs. The breakdown includes, credit card and loan interest charges, Internal Revenue Service penalties, almost $90k in bank overdraft fees, and even parking tickets. It is good to know our foster care dollars are being spe...
#5 “If I quit I’ll lose my salary, status, company car, the recognition of my peers, etc.” Yes, quitting a job carries a price and that makes it scary. We all know this intimately. But few of us ask this question: What is the price of staying in a job that makes you unhap...
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