Debt discharge: In Chapter 7 bankruptcy, eligible debts such as credit card balances, medical bills and personal loans can be discharged, meaning you are no longer legally required to pay them. Financial education: Many filers are required to complete financial literacy courses, equipping them with...
While paying off a loan early might seem financially responsible, some unsecured loans have prepayment penalties. Lenders impose these penalties to compensate for the interest they would have earned if you had continued making payments according to the original schedule. Before committing to a loan, ...
While you're dealing with a retail business or offline chances are, you're paying workers various sums at various times. For instance, assuming that you maintain a brick-and-mortar business, you could make some part-time cashier who works hourly and a worker who works full time with benefit...
Lastly, when children are minors, they do not typically need health care powers of attorney, living wills, or advance health care directives, since their parents or guardians are legally responsible for them. But once they become adults, they should consider having these important documents in the...
If you availed of a healthcare service covered by your insurance and got billed $800, the amount you’re supposed to pay for coinsurance would only be $160, while the health insurance would be responsible for paying the remaining $640. ...
Legally,health insuranceshould cover these ten essential benefits: rehabilitative and habilitative care outpatient care laboratory services maternity and newborn care paediatric services surgery hospitalisation and overnight stay preventive care mental health and substance use disorder services ...