Health experts claim that walking is known to be beneficial to health. However, people are walking less on a daily basis. What are the reasons for this? What can be done to encourage people to walk more again? Give reasons for your answer and include any relevant examples from your own ...
Filing a flood insurance claim is done through your insurance company. If there is a nationally declared disaster and you do not have flood insurance, have unpaid claims, or damage beyond what your insurance covers, FEMA may offer grants and financial assistance to the best of their ability. W...
The average cost of car insurance varies between states for many reasons, like accident and claim frequency, the cost of labor and vehicle parts, vehicle theft frequency and even road conditions. The coverage levels you choose also play a significant role. Here, we cover the two most common ...
Claim TypeNational Average with Claim Wind and Hail$2,958 Fire and Lightning$3,334 Water Damage and Freezing$3,221 Rates gathered in June 2024 Credit Score The bottom line is, your credit score and creditworthiness affect your home insurance premiums. In most states, insurance companies check ...
Renters insurance deductible Yourdeductibleis the amount of money you will pay out of pocket if you file a claim. It is the portion of damage you agree to cover, and your insurer will pay the rest up to your policy limits. Because of this, your deductible impacts your premium. ...
Using the same data, the average monthly cost of home insurance is $175. You may be able to make monthly payments through an escrow, meaning you submit one payment to your lender that includes both your mortgage cost, homeowners insurance cost and other fees. Your monthly payments depend on...
Claims-free discounts: Many home insurance companies reward you with discounts if you remain claims-free for a set period of time. This time period varies by carrier, but often is in increments of a couple years or more without filing a claim. Loyalty discounts: Many carriers also reward cus...
It is critical to remove them as it may be considered negligence on the homeowner’s behalf if damage does occur, which may result in an insurance claim denial. Do ice dams always cause damage? No, ice dams do not always cause damage. When the dam has formed, water can back-up and ...
$15,000 for bodily injury liability per person $30,000 for bodily injury liability per accident $5,000 for property damage liability per accident Learn more about MoneyGeek's car insurance methodology.
Average homeowners insurance cost by home age Older homes are often constructed with outdated materials that are more expensive to replace. Additionally, many have obsolete plumbing, electrical, and home systems that increase the probability of accidental fires or water damage. ...