No credit.Some secured credit cards let you apply with no credit history and no credit score. An example is theDiscover It® Secured Credit Card, which requires minimum collateral of $200 and has the same starting credit limit. Poor credit.If you have a credit score below 580, you’ll ...
- We like this card because there is a possibility of getting no annual fee, a rather generous starting credit limit which will double if you make your first 7 payments on time. If you are a rebuilder who has finally managed to get your scores to the mid to high 600s and are in a...
good standing. Starting with a bigger credit limit, and managing it responsibly, will make it easier to get approved for unsecured credit cards with larger limits. Your security deposit is off-limits until you close your credit card, so you should only use money you can spare during that ...
Secured cards require a security deposit, which usually acts as your starting credit limit, but often have lax credit requirements in exchange. If you can put down a security deposit, a secured credit card with minimal fees and a relatively low interest rate can help you boost your credit ...
As you age, understanding how credit works is essential to ensure you don’t miss out on opportune financial opportunities. Learn more about credit scores in the guides below, including how to improve your score, credit-monitoring services and reporting. ...
The Discover it® Secured Credit Card requires a low minimum deposit starting at $200. Credit score Limited to Fair Regular APR 27.24% Variable Annual fee $0 Welcome bonus Discover will match all the cash back you've earned *See rates and fees, terms apply. Read our Discover it®...
Your credit score ranges between 300 – 850. Therefore, the average credit score should be somewhere around 575-600 if the scores are equally distributed. But they are not. If your score is between a 300 – 579, you're probably never going to get credit due to some type of non-payment...
Credit cards for fair credit, sometimes called "average" credit,are aimed at those in the 630-689 FICO score range. These cards can help you if you're just starting out with credit or are working to get back on track, but they usually lack the kind of perks you get on cards for exc...
The Discover it® Secured Credit Card requires a low minimum deposit starting at $200. Credit score Limited to Fair Regular APR 27.24% Variable Annual fee $0 Welcome bonus Discover will match all the cash back you've earned *See rates and fees, terms apply. Read our Discover it®...
Alternatives:If you don’t mind paying more for better perks, theCredit One Bank®Platinum X5 Visa®may be worth it thanks to its higher starting credit limit of $500 and cash back on gas, groceries, cell phone services, internet, and cable or satellite TV service purchases. ...