electric, and water. These are the "non-optional" utilities. If you want internet, phone, or cable service, you'll need to add those bills to your budget. In addition, you'll likely have to pay for trash pick-up (unless your city includes it in your water bill). ...
Direct deposit, check writing, and online bill pay May have a balance requirement in order to waive service fees Most banks don't offer interest on checking accounts. So if you have extra funds you don't need for daily living, it's better to put them into a savings account with interest...