As it is right now, the jobs picture is the best in American history; more Americans are working today than ever before. Since August of '03, the United States has added over 5.7 million new jobs -- more than Japan and the 25 nations of the European Union combined. The national unemplo...
unmarried borrowers living with furnished tenancy agreements who have relatively new jobs have a probability of defaulting of more than 60% compared to an average 7% default rate in overall subprime borrowers in the dataset. Also, in the above category are those who live in a less prosperous par...