Auto Insurance Requirements by State: The Bottom Line Frequently Asked Questions Why do most states require auto insurance? What happens if I’m caught driving without insurance? What are the different types of car insurance coverage? What are the minimum auto insurance requirements by state? Wh...
This type of insurance will pay for your injuries and property damage, should you be in an accident with a motorist who is uninsured or underinsured. This includes hit and run accidents. If you lease or finance your vehicle, the company in charge of your financing may require you to ...
Auto lease requirements are more stringent than buying. An auto lease contract can save you money and keep you driving a new car every two to three years. Comparable to renting a car, leasing makes sense for the driver who wants a short-term commitment, drives few or an average amount of...
You need auto insurance because most states require it. State requirements are otherwise known as statutory insurance, while optional add-ons are known as supplemental insurance. Most states require bodily injury liability and property damages liability as a bare minimum, while some states also require...
Auto insurance requirements by law vary state by state. This can get confusing especially when you combine the requirements of your bank if you carry a loan on your car. Rest assured, our insurance quote system will instantly filter the results of your request to get you connected to the rig...
Trucks over 10,000 pounds have additional state and federal regulations that they must comply with, including additional liability insurance requirements. The amount of liability insurance required for trucks depends on several factors, including: The truck’s weight Whether the truck is involved in in...
Gap Insurance:If you owe more on your vehicle loan or lease than your car is worth, gap insurance can provide coverage for the “gap” between what you owe and the actual cash value of your vehicle. It can be beneficial if your vehicle is stolen or deemed a total loss in an accident...
Auto-Owners offers standard auto insurance coverage types as well as several endorsement options. To personalize your coverage, you can choose additional protections, such as road trouble service, additional expense coverage, loan/lease gap and diminished value coverage. If you’re within its service...
When you buy or lease a car, it's important to protect that investment. Getting auto insurance can offer reassurance in case you're involved in an accident or the vehicle is stolen, vandalized or damaged by a natural disaster. Instead of paying out-of-pocket for auto accidents, people pay...
We'll detail basic car insurance coverage, full coverage auto insurance, and other add-ons including gap insurance and roadside assistance. Find out what you need depending on the car your drive, how much you owe on your vehicle, and whether you have a loan or lease. ...