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An SR22 or FR44 is a form of certification that your insurance company provides to the state verifying that your have an automobile insurance policy in force that meets the necessary requirements. Q A What if I want to change my coverage plan later?
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However, none of these rules apply in New York, which is one of the few states withno SR-22 requirements. New York also does not have FR-44 certificates or FR-44 car insurance – something other states have in lieu of (or in addition to) SR-22 insurance. ...