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Auto insurance quotes, or for that matter any form of insurance, is based on the assumption that only a small fraction of all drivers will be involved in accidents. The premiums paid by all drivers throughout the year are used to pay for the losses of those drivers who have accidents. Wh...
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Every insurance company determines their rates very differently. Some offer the best rates if you have a squeaky-clean record, but are more expensive if you don’t. Others are quite the opposite, offering reasonable rates for high-risk drivers and mediocre rates for everyone else. ...
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