for “your side of the story” in regards to the accident. It might be a good idea to seek legal advice if you need to speak with the other person’s insurance company. If not, you need to be very careful about what you say, otherwise, they may not make a pay-out on your claim...
Most insurance companies will try to get away with paying as little as possible to the beneficiaries of their insurance plans. That is the reason why for somecar accidentcases, most insurance companies refer to cases as soft tissue injuries to minimize the financial payout for personal injury cl...
In the last decade, the number of auto insurance claims that arise from distracted driving accidents has increased significantly. By definition, this is an accident caused by the fact that the involved driver wasn’t paying attention to the road. READ MORE >> Tuesday, November 16, 2021 What...
Payoff Protector:In place of gap insurance, if your car is financed through State Farm Bank, the difference between your policy payout and your outstanding loan balance is canceled. Uninsured/underinsured motorist:Covers repairs and medical bills if you are in an accident with a driver with littl...
When an accident occurs, the insurance company will assess the damage and provide compensation based on the terms and conditions of your policy. This coverage can help you avoid paying out-of-pocket for costly repairs, which can be a significant financial relief, especially for major damages. ...
Comprehensive coverage Covers your vehicle from sources of damage other than an accident, such as fire, theft or severe weather Medical payments (MedPay) This covers medical expenses for you and your passengers, no matter who is at fault for an accident Read more: Full-Coverage Car Insurance ...
It is important not to admit fault or apologize for the accident.This can make you appear guilty. If you were at fault in causing the accident, the insurance company may not pay your claim. You should also call the police to the scene of the accident or report the accident to your near...
Have you been injured in an auto accident? Are you stuck paying your own medical bills for a slip and fall accident? Dealing with the insurance company, your employer, the hospital, and the repair shop on top of everything else can be stressful. Pacin Levine, P.A. is here to make th...
On the other hand, these occupations are considered high risk and pay a higher auto insurance rate: doctors lawyers social workers architects executives business owners builders salesmen These jobs are high stress and may involve long hours or overtime. Doctors, in fact, have an accident rate tha...
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. $45/mo Full Coverage Full-coverage car insurance generally includes liability, collision...