Comparison rate: a figure representing the actual cost of a home loan — beyond just the interest you pay. A comparison rate includes all mandatory fees, charges and interest on the loan and is displayed as a percentage. Conditional approval: a note from the lender indicating the amount they...
The Australian UCT regime does not completely align to the UK regime (for a careful comparison see here) but what is in place does apply to loans of less than $1 million to small business (defined as those with fewer than 20 FTE) made or varied after 12 November 2016. The ASBFEO and...
In this paper we examine the approach taken in Australia to mandating the disclosure of simple comparison data to reduce the complexity involved in the home loan decision. This article highlights that while the form of the legislated disclosure significantly improves decision accuracy, the failure of...
Finally, we checked the Index against significant economic events such as the global financial crisis and the pandemic to determine if the index has moved in line with our expectations. We also carried out a comparison to the historical performance of the Reserve Bank’s indicator. ...
Blind Freddy -Mythical person who is used as a comparison in a given situation. 'The tree was so big even Blind Freddy couldn't have missed seeing it.' Bloke -Man. Another older term is cove. Blood's worth bottling -Refers to someone who has admirable qualities. ...
We provide asimple, easy-to-use comparison toolto find low-cost providers and great exchange rates. For example, the total amount you could deposit in AUD if you’re sending USD 500 would be as follows with various providers, including fees and exchange rates: ...
Available for the period 2008–2023, the two data files were joined using Python 3.12 and the shared column header of ‘school_name’ to establish a single dataset enabling descriptive statistics to be calculated for each data point, comparison, and visualisation. These data were then aggregated ...
In comparison to the baseline model that only rely on the credit bureau score, the combined model that incorporates both the digital footprint variables and the credit bureau score presents a much higher discriminating power in terms of detecting transactions on which consumers eventually fail. ...
The Australian survey followed more closely the UK survey, making direct comparison with Canada more difficult in some cases. Table 6.4: Accountant perceptions of SME's concern (very + somewhat) with aspects of regulation Aspect United Kingdom Canada Australia Complexity 92% 89% 91% Quantity 95%...
Vowel length categorization in Arabic and Japanese: Comparison of native and non-native Japanese perception This study examined the perception of short and long vowels in Arabic and Japanese by native (NJ) and non-native (NNJ) speakers of Japanese.Both Arabic and Japanese use duration contrastively...