Chapter 7 bankruptcy is designed to give debtors a “fresh start” in their financial life. At theend of the process, all qualifying debts are discharged, which means you will never have to pay them. Filing a bankruptcy petition is complicated and time consuming and not all debts are discharg...
and which govern the discharge of your debts and the protection of your assets. We will recommend Chapter 7 or 13 bankruptcy, or none at all, based upon our expert analysis of the law and your debts, income, and assets. Our goal is ...
fines, some back taxes and student loans. The automatic stay stops tax collection and student loans while you are in bankruptcy but after you have reorganized your finances these creditors can continue collecting. Most often, only back taxes that are less than three years old are not discharged...
(3) Status, may consolidate all your Credit Cards and some other Unsecured Debts, into a lowered monthly payment with a reduced interest rate. Through Credit Counseling, Julian Consumer Counseling may also re-age your account. To re-age an account means that after the Borrower makes three to...
my name (sounded like your typical crummy, bottom of the barrel debt collector) and told me I owed Fifth Third Bank $800 from 2017 to which I told them this was discharged in bankruptcy court in 2019 and that I hadn't had Fifth Third Bank since 2010 so this was a really old debt....
Prevent Auto Repossessions Stop Any Debt Collection Lawsuits End Harassing Phone Calls End Harassing Letters Restore Peace of Mind Why choose us? We understand that our clients often feel ashamed, overwhelmed, and guilty of having to file bankruptcy. We offer a free initial consultation with no str...
New York City Expands Debt Collection Regulation To Cover Passive Buyers of Consumer Debts and Collection AttorneysJohn L. Culhane, Jr
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Pricing in Debt Collection Settlements Wed, May 1 2013 - 12:43pm by Erich M. Fabricius Consumers with old debts or old judgments frequently receive offers to settle the debt, either by a lump sum payment or via series of (higher) installment payments. They might receive differ offers on ...
Taxes that are 4 years old and older often go away in bankruptcy. Walker & Walker can pull the transcripts from the IRS to make sure. Bankruptcy is often easier than dealing with the IRS and Minnesota Department of Revenue. It is easy to fall into a debt trap which becomes a treadmill....