My credit score is nearly perfect, and part of the reason for that is because my credit utilization is somewhere around 1%. That’s primarily thanks to me typically paying off my credit card balance before the statement even closes. Does anyone else take the same strategy I do, and typicall...
Our monthly household budget is $10,000, and we charge everything we can on our credit cards. On average, we charge $9,000 a month on all cards. Here’s what credit cards we use on an average month and how many points we earn, including additional points from monthlyportal shoppingand...