Target-Date Funds Are a Good IdeaTarget-date mutual funds are a growing part of 401(k) retirementplans, leading savers to wonder...By GallagherJim
A target-date fund is a mutual fund (or exchange-traded fund) that gradually rebalances and reallocates assets as you get closer to retirement, typically shifting the majority of assets from riskier investments such as stocks to more conservative investments such as bonds and cash. The fund is...
Are mutual funds good investments given all the alternatives you have like index funds and ETF’s? This is a good and sensible question. We are in the “Golden Age of Frugality” after all . There are no two ways about it. And mutual funds cost more to own than ETFs, index funds or...
Target date funds:This is Clark’s go-to retirement investment recommendation. These funds reallocate your portfolio over time, slowly removing risk the closer you get to your “target” retirement year. Asset allocation funds:These funds hold multiple asset types (stocks and bonds, for example)....
Target-date mutual funds are likely to increase in popularity because they are now one of the three approved default options for many retirement plans. In ... Spitzer,J John,Singh,... - 《Financial Services Review》 被引量: 23发表: 2008年 What people know about target-date funds: Survey...
target-date fund expense ratios averaged 0.51 percent in 2016, with expense ratios falling by 24 percent since 2008. That doesn't mean, however, that target-date funds are always a better bargain. For instance, expense ratios for index equity mutual funds averaged just 0.09...
All target dates funds are a fund of funds. What this means is that they are made up of other mutual funds from a single fund family. For example, a Fidelity target date fund will be made up of other Fidelity mutual funds. The nice thing about this is you can invest in a single ta...
Are Mutual Funds a Good Investment? The short answer: Yes. Look, there will always be at least some level of risk with investing, but investing with mutual funds is safer than investing in single stocks. Why? Because instead of betting your retirement future on the success or failure of on...
The most popular mutual funds are life cycle ortarget-date funds.4These offer diversification beyond one specific industry or asset type and change their holdings toward less risky and more income-producing assets as the target date approaches.5 ...
Types of Mutual Funds There are many types among the more than 8,700 mutual funds in the U.S., with most in four main categories: stock, money market, bond, and target-date funds.5 Stock Funds As the name implies, this fund invests principally in equity or stocks. Within this group ...