As a homeowner, you need to know that an insurance provider will charge you less if they consider you to be of low risk. The first thing you need to do is to invest in your home security. This involves, among other things, installing a security system in your house. You could purchase...
What is Not Covered by Homeowners Insurance? Damage caused by earthquakes or floods (these typically require separate insurance policies). Normal wear and tear on a home or personal property. Business-related activities or equipment. Damage caused by intentional acts (such as vandalism) ...
Water damage, earthquakes, flood insurance, identity theft, high-value items, rebuilding home after loss (these can all be purchased as add-ons for extra coverage) Terms apply. Get the right amount of coverage If your premiums are pricing you out of house and home, see if you need all ...
Japan is in a seismically active region and is prone to earthquakes. Despite this, the country has developed a robust building code that requires with all buildings to be built to withstand earthquakes. This has resulted in the construction of some of the most earthquake-resistant buildings in...
An earth lodge is built in such a way that there's nothing above ground that could be damaged. Structurally, they are very strong. Consequently, an earth lodge is less susceptible to incremental weather such as hurricanes, tornadoes, earthquakes, hailstorms, high winds, and winter. In the ev...
Nor do we have ravaging wildfires and destructive earthquakes like California. And while it’s not true of the entire state, in our part of Ohio tornadoes are infrequent and seldomly devastating. For my homes, the elevation of the land they’re built upon means flooding will never be a ...
Property insurance typically covers equipment, signage, inventory and furniture in the event of storm, theft or fire. Mass destruction events, such as tornadoes, floods and earthquakes, are not usually covered under a general policy. You may need to get a separate policy if these are likely in...
Get to know your insurance There’s no two ways about it. If you own your home, you need homeowner’s insurance. While you can get specific coverages for particular disasters like floods or earthquakes, a basic policy covers the fundamentals. Unless you live in an area of the country pron...
sometimes a building’s structure might shake because of its poor foundation or flawed design but most of the time its quality degradation happens because of factors like harsh climatic conditions, natural disasters such as earthquakes, cyclones, soil erosion and other damaging events like explosions,...
All heavy glass or crockery mixing bowl which are on high shelves must be secured if you reside in a place prone to earthquakes. Several big dollops of museum wax will hold them tightly without damaging either the cups or the shelf they are sitting on. Don’t hang sharp liquids of any ...