Every investment has an element of risk- usually higher risks mean higher returns. Generally speaking, the investments considered safest while still offering potentially high returns are fixed-indexed annuities.
Variable annuity plans are a great example of how retirement and investment risk can be better shared between the employer and the plan participant, and this pretty much results in a win-win situation for both. Ryan Cook: Good point, Zorast. There's a lot of considerations to keep in ...
If you are considering withdrawing from your annuity early, it’s a good idea to speak with a tax professional. An Ameriprise financial advisor will help Annuities can offer steady income and tax benefits making them a popular way to save for retirement. There are a variety of annuity products...
“I’m led to believe that current bond returns are likely very poor, and they could quite conceivably crash too with interest rate rises. So, are they a good idea…?” I believe bonds are a good investment still, and the following thought experiment helps illustrate why. ...
Sundén (2004) described technological support for choice as a complement to written information. Hagendorff, Hudson, and Keasy (2006) described the complexity or “Byzantine” logic of designing electronic support for choice and advice for pension annuities that would satisfy the various needs of ...
This is important to all married couples, of course, but often more so for seniors because most lived on fixed income sources such as annuities and Social Security. Older couples must have a good sense of the spending and investment habits of their spouse and, most important, how this fits...
Investment refers to economic activity that increases the present value of money in the future. The investor purchases some assets by analyzing the risks associated with them and hoping that the value of the assets will increase in the future....
Investing in inflation adjusted fixed annuities and leave the worry to the insurance companies. Limiting your spending to the dividend income from an internationallydiversified dividend stock portfolio. Or you can choose to invest in alternative assets that aren’t governed by the same investm...
How wise or risky is it to go all in with one's whole investment in the Vanguard 500 Index Fund? Is it a good idea to invest in co-operative banks since they provide higher rates of interest on FD? What are the risks involved? What ...
Annuities usually have asurrender period. Annuitants can't take withdrawals during this time without paying a surrender charge or fee. The surrender period may span several years.3 Investors should consider their financial requirements during this time. It might be a good...