The insurance now kicks in at this point, and your insurance provider will help cover the $400. But they will not necessarily pay the full $400 since you might need to pay for the copay and coinsurance. And at the start of the next calendar year, your deductible will be $500 again. ...
** With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling,...