Use your credit card to get amazing deals that lower your purchase price and let you pay it off over several months, interest free! There is a good bunch of cards that charge no interest on purchases for minimum 6 months, so you can spread your savings over at least a half-year period...
Credit card NerdWallet rating Annual feeIntro APRRegular APRLearn more Wells Fargo Reflect® Card 4.5/5Best for Longest 0% intro period $0 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers 17.24%, 23.74%, or 28.99% Variable APR Apply Now on Well...
advances) or when there is a default under the terms of the credit card agreement (penalty). There may also be introductory or promotional APRs which are limited offers that will apply to certain transactions over a specific period of time (for example, 0% APR on purchases for 12 months)....
1Discover it® Cash Back18.24% - 27.24% Variable APR0% Intro APR for 15 months★★★4.8 13 FAQs About Low APR Credit Cards By:Aaron Crowe Finance Expert Updated:3/11/2025 CardRates.com Guide: Low APR Having a low-APRcredit card can make carrying a balance a lot less expensive, with...
Divide your current APR by 12 (for the twelve months of the year) to find your monthly periodic rate. Multiply that number with the amount of your current balance. For example, if you currently owe $500 on your credit card throughout the month and your current APR is 17.99%, you can ...
For example, let’s compare two of thebest cash back credit cards: Card NameAPRCardholder Perks Wells Fargo Active Cash® Card19.24%, 24.24%, or 29.24% Variable APR 2% cash back on all purchases. 0% intro APR on purchases and qualifying balance transfers for 12 months from account opening...
0% introductory APR for 12 months on purchases Member FDIC See application, terms and details. See Rates & Fees Intro (Purchases) Intro (Transfers) Regular APR Annual Fee Credit Needed 0% Intro APR on Purchases 12 months N/A 17.49% - 23.49% Variable ...
0% (Zero Percent)Credit Cards What could be better than0% Credit Cardsthat let you get an introductory rate of 0% APR? You could enjoy the benefits of interest free credit for 3 to 12 months with new accounts. The free interest may apply to balance transfers, new purchases or both. By...
Most credit cards in this niche extend zero interest for at least 12 months; some cards offer 0 percent intro APRs for up to 21 months. The offer length can also help you determine an appropriate monthly payment to reach your goal before your credit card interest rate resets to the ...
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%, based on your creditworthiness and other factors as determined at th...