FICO doesn’t track income, so your DTI doesn’t directly impact your credit score. But mortgage lenders use it to judge your ability to make on-time payments, Avevelo said, and a car loan or huge credit card bills can cause your DTI to spike. Lenders prefera DTI of 36% or lower, ...
After they approve your application, you will get an email with the loan agreement. But you can also find it on the lender’s mobile app. The app provides an easy way to keep track of the loan and repayments. You can also use it to check your eligibility for future loans. The team ...