Once you find a home that meets your preferences, needs and budget (and the seller accepts your offer, of course!), it’s time to apply for your loan. You’ll need to select a lender and complete an application. Depending on the lender, you may be able to apply in person, by phone...
Once you find a home that meets your preferences, needs and budget (and the seller accepts your offer, of course!), it’s time to apply for your loan. You’ll need to select a lender and complete an application. Depending on the lender, you may be able to apply in person, by phone...
Centier Bank is a proud member of the Indiana Mortgage Bankers Association and the Mortgage Bankers Association of America. Centier also partners with Freddie Mac and offers many of their loan products. Related Lending Products Whether you're looking to expand on your home's value or need an ex...
Once you’ve completed a full mortgage application, it needs to go through the underwriting process. During this phase, your lender’s underwriting team will take a thorough look at all your financial documents and credit history to make sure you can afford your new home loan. They’ll also ...
Inform your mortgage loan officer of any past credit problems. When signing your closing documents, sign your name exactly as it is printed. For example, you may need to include your middle name or initial in your signature. Provide all requested documentation ...
For consumers thinking of applying for a mortgage, whether you're a first time home buyer or it’s just another go-around, here are five tips to help you successfully apply for a mortgage and get the deal you deserve: 1. Have Credit Worthiness ...
Homebuying Do's & Don'ts Homebuying Made Simple Mortgage tips, trends and insights for homebuyers Grants and Programs for First-Time Homebuyers First-Time Hombuyer Benefits of Making a Down Payment on Your VA Loan Loan Products How Much Does it Cost to Buy a Home ...
Your mortgage lender provides aletter of approvalthat states the agreed upon loan terms and any remaining paperwork or steps that must be completed before it wires funds for your home purchase. Even if a letter states that you are "clear to close," it doesn't mean your work is completely ...
Mortgage loan types at a glance Fixed rate Take advantage of a stable mortgage rate that may make it easier to plan and budget for the long term. Learn more Adjustable rate Planning on living in your home for a relatively short time? Consider a mortgage rate that may help you save in ...
Your mortgage lender provides aletter of approvalthat states the agreed upon loan terms and any remaining paperwork or steps that must be completed before it wires funds for your home purchase. Even if a letter states that you are "clear to close," it doesn't mean your work is completely ...