In California, you must apply within 49 days of becoming disabled or you could lose your benefits. This makes sense given that the purpose of the state program is to provide “short term” benefits for workers who become ill or injured. State disability is fairly easy to obtain provided that...
Sutton's narrow interpretation of ADA does not apply to state disability law.
The Internal Revenue Service ruled that two credit unions must pay income tax on unrelated business income generated through the sale of six products: credit life and disability; accidental death and dismemberment; guaranteed auto protection; dental and cancer insurance; financial management services, ...