To deliver the buy now, pay later service, Apple hasjoined forces with Goldman Sachs, who will finance the loans. This relationship has been in place since 2019, with Goldman Sachs also acting as a partner for the Apple credit card (although Pay Later is not tied to the Apple credit card...
Until now, if you used a short-term buy now, pay later (BNPL) or pay-in-4 (Pi4) loan, such as those available through Klarna, Affirm, orApple Pay, these loans were not reflected on your credit report. However, this is about to change. Experian, in partnership with Apple, will incl...
Here's what Applehas to sayabout Apple Pay and data: Apple doesn't store or have access to the original credit, debit, or prepaid card numbers that you use with Apple Pay. And when you use Apple Pay with credit, debit, or prepaid cards, Apple doesn't retain any transaction informati...
Apple is planning a buy now pay later (BNPL) service as part of its new operating system, iOS 16. Apple Pay Later will allow users in the US to spread the cost of a purchase into four payments over six weeks, without paying interest or fees. ...
IT之家 3 月 28 日消息，苹果今天在美国推出了 Apple Pay Later 服务，将允许消费者先购物后付费。简单来说，Apple Pay 用户可以将某一笔账单分成四笔在六周内付款，零利息且不收取任何额外费用。据介绍，用户可以申请 50 美元至 1000 美元（IT之家备注：当前约 345~6890 元人民币）的 Apple Pay Later 贷款...
Instead of running its own BNPL service, Apple plans to integrate installment loan options through partnerships with established financial institutions and fintech companies like Affirm. This global rollout will let Apple Pay users access installment loans from eligible credit and debi...
苹果宣布停用去年 10 月刚刚推出的分期付款功能“Apple Pay Later”。不过,现有“Apple Pay Later”贷款的用户仍可以通过“钱包”App 进行还款和管理。苹果一份声明中表示,将停用这项功能,但会通过今年秋季即将推出 的 Apple Pay 更新,让用户可以享受信用卡和借记卡提供的分期付款服务。
最后，让我们来看一下Apple Pay Later对商家的影响。使用Apple Pay Later进行支付可以为商家带来更多的销售机会。由于用户可以将账单拆分成多个部分，他们更容易接受高价商品。此外，使用Apple Pay Later还可以为商家提供更多的营销机会。商家可以通过向用户提供推迟付款的优惠来吸引更多的顾客。综上所述，Apple Pay ...
Apple Pay Later, its “buy now, pay later” product, is the first instance of Apple directly lending to consumers from its own balance sheet. Savings, a high-yield savings account, offers US customers a 4.15 per cent interest rate, 10 times the national average. The deposits will sit with...