pension 是自己和单位自工作期间缴纳的养老保险金,而annuity是向保险公司购买的退休后的年金。而lump sum是一次结清,annuity是年年都有的年金,只要预计自己剩余寿命越长annuity越合适,觉得自己命不久已那就一次结清lump sum。 Feature Pension Annuity Source Employer-sponsored Individual purchase Income stream Guaranteed...
The article discusses the question of whether to accept a lump sum buyout of the pension at the time of retirement. Both Ford Motor Co. and General Motors Corp. recently announced moves to terminate large portions of their defined benefit pension...
Question:When Iretired, I chose a lump-sum from my company's pension plan and rolled the money into anIRAinstead of taking an annuity. I did this because it's my understanding that if my wife and I were to die after receiving just a couple of months of annuity payments, none of the...
Should you take a lump-sum pension payout or a monthly income stream for life? How to decide. If you have a traditional defined-benefit pension plan, at some point you'll have to decide how to receive that money: Do you want a one-time lump-sum payout, or a lifelong series of mon...
Without doing the math, would you have gone for the rollover, pension lump sum or annuity payments? How would you have approached this problem differently? Images courtesy of FreeDigitalPhotos.netFiled Under: Retirement Tagged With: annunity, Ask MMD, Pension Lump Sum, which is better...
You can roll over your IRA, 401(k), 403(b), or lump sum pension payment into an annuity tax-free.
By James Kwak Usually the New York Times gives reasonably good financial advice—or, at least it avoids giving really bad advice. Today, however, Paul Sullivan's column borders on the latter. The question is whether to take a pension payout as a lump sum
Twitter Google Share on Facebook Annuity Forms (redirected fromAnnuity Form) The various structures ofannuityone may purchase from aninsureror otherfinancialcompany. Some annuity forms includefixed annuityorvariable annuity,period certainorlife annuity, andqualifying annuityornon-qualifying annuity. ...
Choose to protect all or part of the amount used to buy your annuity.When you die we'll pay a lump sum for the amount protected, minus any income payments already made. You can protect 25%, 50%, 75% or 100% of the original amount used to buy your annuity. Options to support your...