Transfer ownership to a trust: If you're certain you won't need the money at any point in the future, you may be able to transfer ownership of the contract to a nongrantor irrevocable trust, which removes the current value and all future appreciation from your estate. You will still be...
A trust typically costs several thousand dollars, requires a trustee, and there are annual maintenance costs. Since many advisers recommend using trusts instead of annuities I'm suggesting you learn about them so you can compare the two approaches. Perhaps the biggest drawback to using an annuity...
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it is essential to work with professionals held to a fiduciary standard, such as one of the Certified Financial Planner™ professionals at Trust Point, when deciding whether an annuity or mutual fund is appropriate.
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(either monthly or in alump sum) to theannuitantonly for a certain period of time. A term certain annuity guarantees these payments for the term but ceases payments if the annuitant is still alive when the policy expires. While these may be a useful part of a largerretirementplan, term ...
make gifts and purchase trust owned life insurance outside of the taxable estate. This technique is extremely helpful with respect to transferring assets to the next generation. (Note:Older life insurance contract cash values can be transferred via a 1035 Exchange into annuity contracts (i.e. SPI...
Get My 1035 Exchange Annuity Quote Now! Income Starts In: Amount to Invest Optional: For a 2-person annuity (joint lives) No agent will call you Your privacy is guaranteed. Find advanced calculator options here.Request a 1035 Exchange annuity quote You can receive free annuity quotes ...
Never too busy to take a call, or answer an email, I respect the way they run their business and serve their clients. In all my dealings with Hughes Trustco, I have always felt well served and confident that the advice and products recommended were the absolute right choice for me. ...
Jackson National Life ventures into Private Wealth and Trust Market Peter Karl and Kurt Kauffman dissect tax-deferred annuities and their role in tax deferral and estate planning. In this issue in Chicago, Goldstick says that high-net-worth individuals, or those who come into windfalls, can some...