APR Annual percentage rate,年利率。这个是在使用信用卡时非常常见的一个术语,说白了就是你欠钱的话除了还本金还要还利息,而这个年利率则决定了你还多少利息。但请注意这个利率是年利率,我来举个简单的例子告诉大家应该如何通过APR来计算利息。假设你有一张APR 18%的信用卡,那么你的月利率就是18%/12=1.5%。你...
The meaning of ANNUAL PERCENTAGE RATE is a measure of the annual percentage cost of consumer credit (as in installment buying or a charge account) that is required by law to appear on statements of credit accounts and is variously computed but always tak
The meaning of ANNUAL PERCENTAGE YIELD is a measurement of an account's interest rate based upon the interest that accrues on the account balance after a period of one year —abbreviation APY. How to use annual percentage yield in a sentence.
百度试题 题目年百分比率(annual percentage rate) 相关知识点: 试题来源: 解析 答:年百分比率又称“名义年利率”,是指不考虑复利计息的一年期利率,它一般指债券上标明的利率,或 者是银行一年期定期存款的利率。反馈 收藏
年度百分率，也叫年利率。APR就是美国诚信信贷法中要求披露的贷款利率 (from 百度百科)。综上，Annual Percentage Rate (APR) for Purchases就是“贷款购买某种商品的年利率”。
Put simply; annual percentage rate is the interest rate for a whole year, as opposed to a monthly rate, on a loan, credit card, etc. Two Definitions According toCambridge Online Dictionaries, ‘APR’ is the: “Annual Percentage Rate: the rate at which someone who borrows money is charged...
An annual percentage rate (APR) is the interest rate your credit card company uses to determine any interest you may owe. In addition to the standard purchase APR, there may be additional APRs like an introductory or penalty APR. You can usually minimize the effects of APRs by paying the ...
APY and APR (annual percentage rate) are two important terms to know when it comes to your money. And they’re two very different terms. APY applies to the amount of interest you earn on money you save. APR refers to the amount of interest you’re charged when you borrow money, such...
To calculate the APY oreffective annual interest rate—the more typical term for credit cards—add one (that represents the principal) and take that number to the power of the number of compounding periods in a year; subtract one from the result to get the percentage: ...
试题来源: 解析 【解析】答:以年度百分比表示的利率又称“名义年利率”,是指不考虑年内复利计息的一年期利率,它一般指债券上标明的利率,或者是银行存款的利率。如果一年内多次计息,名义年利率与实际年利率相比较小。如果一年计息一次,则两者相同。 反馈 收藏 ...