The annual percentage rate of charge or APR is a term used to describe nominal APR or effective APR (EAPR). APR is the rate that the bank or lender quotes on a loan. In other words, it is the annual interest rate that the lender expresses as a simple percentage....
的定义 年度百分比率(APR) Niándù bǎifēnbǐ lǜ (APR) 更多... 每年借款的百分比成本,包括利息,费用等。 例。一年后以1000美元贷款偿还贷款,贷款利息加80美元加10美元服务费,总融资费为90美元,APR为9%。
annual rate of profit 每年利润率 mean annual rate of interest 平均年利率 相似单词 Apr n. 四月; apr n. 四月 APR abbr. 1. (=Air Profile Recording) 大气分布图记录系统 2. (=Abdominal-Perineal Resect Percentage n. 百分比;比率,部分,百分数,百分率 percentage n. 1.[C]百分比,百分率 2...
Illustrated definition of Annual Percentage Rate (APR): The percentage cost of borrowing per year, including interest, fees, etc. Example. A 1000 loan repaid after...
名义利率(Nominal Rate)APR 是名义利率。名义利率,是央行或其它提供资金借贷的机构所公布的未调整通货膨胀因素的利率,即利息(报酬)的货币额与本金的货币额的比率。 即指包括补偿通货膨胀(包括通货紧缩)风险的利率。名义利率虽然是资金提供者或使用者现金收取或支付的利率,但人们应当将通货膨胀因素考虑进去。例如...
在去中心化金融(DeFi)领域,APR是 “Annual Percentage Rate”(年化百分比率)的缩写,用于表示投资或借贷的年化收益率。 TGE “TGE” 是“Token Generation Event”(代币生成事件)的缩写。在区块链和加密货币领域,TGE 是指项目首次生成和分发其代币的事件。通常,TGE 是项目筹集资金的一部分,类似于首次代币发行(ICO...
名义利率(Nominal Rate) APR 是名义利率。 名义利率,是央行或其它提供资金借贷的机构所公布的未调整通货膨胀因素的利率,即利息(报酬)的货币额与本金的货币额的比率。 即指包括补偿通货膨胀(包括通货紧缩)风险的利率。 名义利率虽然是资金提供者或使用者现金收取或支付的利率,但人们应当将通货膨胀因素考虑进去。例如,...
文章在住房贷款中,年利率(APR)是评估借贷成本的关键指标,但实际支付的利息会因为采用有效利率(Effective Rate)而高于名义利率(Nominal Rate)。以信用卡为例,尽管APR为20%,但通过复杂的复利计算,如每月或每日计息,实际有效利率可能高达21.94%或22.18%,明显高于APR本身。对于购房者,理解这一点...
APR stands for annual percentage rate. It is the total cost of borrowing money from lenders, including both interest and any other loan fees. What Is a Good APR Rate? The average APR varies depending on the kind of loan you need. According to theFederal Reserve, the average APR in the ...
APR vs. Annual Percentage Yield (APY) Though an APR only accounts for simple interest, the annual percentage yield (APY) takes compound interest into account. As a result, a loan’s APY is higher than its APR. The higher the interest rate—and to a lesser extent, the smaller the compo...