Critical Illness plans will pay 100% of the sum assured for a stage 1-4 cancer while Vitality’s serious illness plan will pay 25% for a stage 1 cancer, 50% for stage 2 and 100% for stage 3 or 4 (if the cancer progresses to a higher stage additional payments will be made and if...
CristinaGutiérrez, Angus S.Macdonald. (2003) Adult Polycystic Kidney Disease and Critical Illness Insurance. North American Actuarial Journal 7 , 93-115 /Gutie´rrez, M. C. & Macdonald, A. S. (2001). Adult polycystic kidney disease and critical illness insurance. Research Report No. 01/...
Accident and critical illness insurance: the financial problem-solvers.The article discusses the significance of including accident and critical illness insurance in employee benefits. According to the author, employers are facing financial strain as a result of switching to high-deductible medical ...
The purpose of the article is to combine two different products: critical illness insurance and reverse annuity contract. Such a combination of different categories of payments arising from the security agreements against the effects of longevity and the incidence of terminal illness leads to complex ...
Critical illness insurancePortfolio choiceHousing investmentsThis paper studies a consumption鈥搃nvestment problem involving health shock risk, perishable consumption, and consumption of housing services. Additionally to a risk-free asset and a stock index, the agent can invest in real estate. I ...
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In 2018, AIG made several notable acquisitions to complement its product and service offerings. These include Validus, a reinsurance platform, Glatfelter Insurance, providing specialty programs, and Ellipse, a company offering income protection, group life, and critical illness insurance products. Accordin...
In the process, we obtain new estimates of survival rates after onset of EOAD, and extend the analysis to life insurance, using a semi-Markov model. 展开 关键词: Critical illness insurance family history genetic tests Huntington's disease life insurance ...
Using these, we study the critical illness and life insurance markets. We calculate premiums based on genetic test results that disclose the CAG repeat length, or more simply on a family history of HD. These vary widely with age and policy term; some are exceptionally high, but in a large...
The present systems and methods enable an insurance underwriter to offer group term specified disease coverage. Such policies can provide lump-sum benefits for occurrences of conditions that are covered under the policy. In particular, coverages can be provided for specified diseases such as: (1) ...