You might want to sit down for this. They said that to retire 'comfortably' in Missouri at the age of 65 you need...(*drum roll*)...$1,220,514. Now for the good news. Missouri's retirement cost is 8% cheaper than the national average. How many rich people live in America anyway?
By taking more risk, your 10 million dollars could conceivably generate $500,000 – $700,000 in retirement income. If so, you should be able to live well for the rest of your life. The one thing I must caution is havinga retirement withdrawal ratemuch higher than 2X the risk-free rate...