replacing worn-out physical capital with new equipment C. gradually repaying the principal on a mortgage D. replacing common stock with preferred stock 相关知识点: 试题来源: 解析 C解析:答案为C项。amortization“分期偿还”,是指抵押贷款中逐渐归还本金的过程。故本题选C项。反馈 收藏
Mortgage amortization is the process by which your equal monthly payments gradually pay off the principal and interest.
mortgage amortization calculators can help users determine how much they need to increase their monthly repayments by paying their mortgage off five years earlier. It also gives insight into how much interest will be in a given month or between two set dates. ...
What is mortgage amortization? Mortgage amortization is a schedule for repaying your mortgage over a period of time, usually 30 years, although some mortgages can be for a longer or shorter term. When you make a payment, you’re paying interest on the loan as well as paying down the princ...
While the monthly repayments made on a mortgage or loan are usually the same for each month of the term agreement, the account balance does not fall by the same level each month - this is due to the fact you will simultaneously be paying off the principal sum and the interest total. ...
A mortgage amortization calculator is a valuable tool in understanding how your interest adds up on a mortgage over time. You can use this calculator to: Determine how much principal you owe now or will owe at a future date. Determine how much extra you'd need to pay to repay the full ...
Amortization schedule for a fixed-rate mortgage is used to calculate either the monthly or the annual payment for a fixed rate mortgage. The following example is used to show the procedure for calculating annual payment for a fixed-rate mortgage. Suppose Bill and Debbie have taken out a home ...
made over a specified time period upon the expiration of which the entire debt is repaid. A mortgage is amortized when it is repaid with periodic payments over a particular term. After a certain portion of each payment is applied to the interest on the debt, any balance reduces the ...
Mortgage Amortization Isn't the Only Kind How Can Using an Amortization Calculator Help Me? The Bottom Line Calculate Your Monthly Payment Your monthly payment for a loan will depend on the amount, term, and interest rate of the loan. Use the inputs below to get a sense of what your mont...
Hola, savings on interest! Shorten your amortization schedule by refinancing Consider refinancing to a loan term that’s shorter than your 30-year mortgage term. It’ll reduce what you pay in interest over the life of the loan. Just know that if you shorten the amount of time you take ...