With no preset spending limit, your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history. Can You Combine Points on American Express Cards? That depends on the type of ca...
There are other rules to note, as well. Amex only allows each person to have five traditional credit cards an 10 cards with no preset spending limit at any time. Moreover, you're unlikely to be approved for more than two cards in a 90-day window....
No preset spending limit* No foreign transaction fees Annual Fees and Authorized Users Annual fee of$375 Annual fee for employee cards is $95 for the first five cards and then $95 for each card thereafter, up to 99 cards(rates & fees) ...
While your card has no preset spending limit, there is a Pay Over Time limit that acts like a traditional credit limit. (You'll find your limit in your card member agreement or online account.) You won’t be able to carry any balances exceeding your Pay Over Time limit. New and existi...
There are two major reasons I recommend theAmerican Express Cobalt Cardover other low-fee cards in Canada right now. It offers thehighest rewards on everyday spendingof any card in Canada. You can get up to10% cashback on your spendingwhen you use the Cobalt Card atcoffee shops, restaurants...
The Amex Gold Card can be a great option for making large purchases since it hasno preset spending limit. There's also a $250 annual fee , so make sure you're able to take advantage of its many perks and benefits so you can truly make this credit card worth your while. ...
American Express® Business Gold Card, no preset spending limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history. ...
Holders of those cards are pre-enrolled as well. The issuer assigns a Pay Over Time limit. There’s no overall preset spending limit for your card, but there is a limit to how much you can finance in purchases with the Pay Over Time feature. The amount you can spend changes based on...
Otherwise, you'd probably get the same CL with either of those cards. Gold, being a charge card, has no preset spending limit and is a different kettle of fish. I would get the one that you calculate will save you the most money in the first year or two. You'd probably need to ...
American Express lasthiked the annual fee on the Platinum Cardback in the summer of 2021, adding a slew of new money-saving credits to offset it. But beyond that big move, Amex is constantly tweaking its cards, watering down some benefits or making them harder to use. ...