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These loans have had their fair share of controversy because some tribal lenders claim immunity from federal and state laws. They are often presented as an alternative to payday loans. However, tribal loans charge expensive fees and interest rates that are similar to payday and title loans. This...
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Barth, Hilliard, and Jahera observe that banks and payday lenders do not cater to the same customers. Banks typically serve ... RJ Cebula - 《International Advances in Economic Research》 被引量: 1发表: 2015年 Challenging Payday Lenders by Opening up the Market for Small-Dollar Loans "Why ...
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The regulation of payday loans holds the potential of extending the benefits of regulating overindebtedness, currently provided via bankruptcy legislation to thdoi:10.2139/ssrn.1128147Stephanie Ben-IshaiSSRN Electronic JournalStephanie Ben-Ishai (2008) "Regulating Payday lenders in Canada: Drawing on ...
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It would also lighten the heavy regulations imposed on payday lenders so that they can again make loans to strapped low-income consumers, who often have no alternatives. Predictably, the far left has already cranked up its rage machine, inveighing against anyone who would dare support reform of...
SBA 7(a) loans are getting smaller Since the end of the Small Business Administration's 2022 fiscal year, the average loan size in its flagship program has dropped more than six figures. The addition of three new nondepository lenders could further drive down this figure. ...
On the other side are consumers with maxed-out credit cards or with large balances, and they have personal loans, payday loans, etc. They’re sitting ducks for the lending industry because they cannot pay off the loans but pay interest and fees out of their nose, ...