Fixed Immediate Annuities In a single premium immediate annuity (SPIA), you make single premium payment and begin receiving periodic distributions over a certain time period (between 3-30 years). The periodic distribution amount is set when the policy is issued and never changes. ...
Built-in Retirement Benefits Rider2and Premium Bonus1 What is a fixed index annuity? A fixed index annuity (FIA) is a contract between you and an insurance company. An FIA offers several benefits including tax advantages and the opportunity to earn interest based on the changes of an underlyin...
Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.Annexus and their affiliated agencies are independently contracted with North American Company for Life and Health Insurance.The North American Secure HorizonSM, Secure HorizonSM Plus, and Secure ...
Life and Retirement includes the following major operating companies: American General Life Insurance Company (AGL); The Variable Annuity Life Insurance Company (VALIC); The United States Life Insurance Company in the City of New York (U.S. Life) and AIG Life. Other Operations Other Operations ...
To deliver on its promises to policyholders, American Equity has re-framed its investment focus — building a stronger emphasis on insurance liability driven asset allocation and specializing in alternate, private asset management while partnering with world renowned, public fixed income asse...
Brinkmann said the life insurance industry in the United States is too fragmented, and companies need to be bigger to compete successfully for customers and investors. The deal puts the Houston- based American General in that league, she said."This gives AG a much stronger market position as ...
25 PEOPLE WHO WILL CHANGE BANKING IN 2025 From Donald Trump to Gunjan Kedia, Jerome Powell to Jamie Dimon, here are the politicians, bankers, regulators, tech execs, lobbyists and lawyers who will impact the industry this year (plus Taylor Swift)....
Principal Subsidiaries:AIG Annuity Insurance Company; AIG Financial Products Corp.; AIG Global Investment Group, Inc.; AIG SunAmerica Life Insurance Company; American General Finance, Inc.; American General Life Companies; American Home Assurance Company; American Life Insurance Company; The Hartford Ste...
life insurance company primarily because approximately 99 percent of ASLAC`s sales are for variable annuity policies. Under these policies, the policyholder`s funds are invested in separate account assets that are legally segregated from the company`s operations and in which the policyholder b...
This method works for the insurance products that contain the American option or those similar to the American option. For instance, the variable annuity includes the embedded American style options for the policyholder, and its fair market value depends on the performance of the underlying ...