American Express isbest known for its credit cards, but it also offers online banking options, including a high-yield savings account. An American Express National Bank high-yieldsavings accountcomes with an interest rate that is much higher than thenational average. The online-only bank requires...
American Express’s savings account APY is nearly 10 times higher than the national average rate of 0.45%.3And while it has a lower rate than several other majorhigh-yield savings accountson the market, it's still a competitive rate that can earn account holders a decent return on their sa...
American Express CD rates An AmEx CD is a straightforward way to lock in a fixed interest rate for your savings. Here are some popular terms offered by American Express National Bank. Account nameTermAPYMinimum deposit CD11 months4.00%$0 ...
Open CD Account If you want more access to your money, check out aHigh Yield Savings Account. Accounts offered by American Express National Bank. Member FDIC. Each depositor is insured to at least $250,000 per depositor, per insured bank, per ownership category. Learn more atFDIC.gov. ...
Express National Bank. Member FDIC. Each depositor is insured to at least $250,000 per depositor, per insured bank, per ownership category. Learn More at FDIC.gov * The Annual Percentage Yield (APY) as advertised is accurate as of. Interest rate and APY are subject to change at any time...
Fund your account – You can fund your account online either by linking your current bank account or by mailing a check. Account Benefits TheAmerican Express®High Yield Savings Accountinterest compounds daily at a variable APY rate and is credited to your account based on your monthly cycle ...
ALSO SEE:Best credit cards of 2024||Visa||Mastercard||American Express||Discover||Bank of America®||Capital One||Chase||Citi||US Bank||Wells Fargo BEST AMERICAN EXPRESS CARDS BACK TO TOP Before applying, confirm details on the issuer’s website. ...
American Express cardholders can redeem Membership Rewards points to offset card charges at a rate of 0.6 cents per point through Cover Your Card Charges. That's a pretty poor redemption rate for your American Express points, and yet this option still comes with several restrictions. Not all ...
The bank also offers a rewards checking account with a strong interest rate, but you have to be an American Express card holder to open one, and you won’t be able to make cash deposits. Best for: Those who want to earn competitive yields across checking, savings and CD accounts;...
While American Express generally offers a stellar digital experience, it clutters its site (and your mailbox) with personal loan promotions, according to a Bankrate staff member with an AmEx account. Bankrate staff insights “You can get a strong rate with American Express National Bank, but...